When you have bad or poor credit, it can be challenging to get approved for an unsecured credit card. Compared to a secured credit card, an unsecured credit card doesn't require collateral or a deposit into a savings account for approval. Whether you're looking to build credit as a new user or rebuild credit after a bankruptcy or string of delinquencies causing your score to drop, a Genesis FS credit card may be the solution for you.

Genesis Financial Services offers credit to the non-prime market, which is users who can't qualify for prime rates because of their credit history. You can pre-qualify for Genesis FS credit cards without affecting your credit score, so you know what you qualify for and the terms. Genesis offers the option to customize your card design and all three credit bureaus receive payment data, which can help boost your credit score and establish you as a responsible cardholder. 

Genesis also offers Genesis credit, which extends second-look financing to consumers who don't qualify for prime lenders. Genesis created the Genesis Credit brand after the 2008 recession, when many saw their credit negatively impacted through no fault of their own, like job loss or health issues. The Genesis Credit belief is "no one should be turned away from financing based solely on a FICO score." Find out what Genesis FS credit cards and financial services has to offer and what you might qualify for.

Milestone? Mastercard?

Best Genesis FS credit card overall (and for those with bad credit)

The Genesis FS Destiny Mastercard credit card is one solution for people with bad-to-poor credit looking to build a better credit profile. First, Electronic Bank issues the credit card. Depending on your credit history and other criteria, you can get approved for a$300