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US data analytics company Aliya has launched aSCORE, an alternative credit scoring model that predicts risk and resiliency of potential borrowers using artificial intelligence. Prnewswire reports that aSCORE has been tested by a top US bank, resulting in positive credit ratings for about 200,000 customers who would be considered risky by traditional rating methods. The technology has been reviewed by the Federal Reserve, Office of the Comptroller of the Currency (OCC) and Consumer Financial Protection Bureau (CFPB) for regulatory compliance.
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