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The Bank of Ghana has issued a paper outlining the rationale and design of Ghana's digital currency, eCedi. Subsequently, the country will pilot the digital currency, which according to the paper, is a digital version of local paper and coin currencies. The Bank envisions eCedi as the future of payments, a driver for financial inclusion that will support cashless and cost effective payments.There will be two wallets- hosted wallets managed by financial institutions and hardware wallets held by individuals. The paper also makes the Bank the sole issuer of digital currencies.
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